Best fast loan providers in Estonia

Quick loan providers are companies that offer quick loans to individuals. There are a number of fast loan providers in Estonia, so it is possible to choose the most suitable lender according to your needs and preferences.

Below is an overview of some of the most popular fast loan providers in Estonia:

Bondora

Bondora's quick loan offer offers loan amounts ranging from EUR 500 to EUR 10 000 and loan periods from 3 to 60 months. The interest rate starts at 9.66% (the exact interest rate depends on each borrower's individual situation), and the APR can vary between 20.79% and 59.9%.

Personalised interest rate: the Bondora system calculates the best possible interest rate for you based on each borrower's data and credit history.

Faster and less bureaucratic than banks: you can get a loan faster and without unnecessary formalities.

There are no hidden fees: You don't have to worry about unexpected extra costs.

Large customer base: over 300 000 customers trust us to help them with their financial needs.

Unsecured loans and easy application: loans do not require any collateral and application is very simple and quick.

Quick loan offer: find out your loan offer in just 5 minutes.

Apply online: you can apply for a loan entirely online.

24/7 automatic loan process: our services are available anytime, 24/7.

Early repayment of the loan at no extra cost: you can repay the loan earlier, at no extra cost.

You can choose the amount of the monthly repayment: You have the option to choose the size of the repayment according to your preferences and capacity.

Ferratum

Loan amount range: Ferratum offers loan amounts ranging from EUR 100 to EUR 5 000, allowing customers to choose the loan amount that suits their needs.

Minimum loan period: loans can be taken out for as little as one day, giving you great flexibility in setting your repayment schedule.

Maximum loan period: Ferratum does not set a specific date for the end of the loan period, allowing customers to use the credit limit as long as they need.

0% interest for new customers: the first 30 days are interest-free for new customers, which means that if you borrow up to €5,000 and repay it within 30 days, you will not have to pay any interest.

Professional and friendly customer service: Ferratum has a high Google ranking of 4.8 out of 5, which shows the friendliness and reliability of their customer service.

Fast process via the internet: The whole loan process is fast and takes place over the internet, which means there's no need for phone calls or additional questions.

Low interest rate: the interest rate starts at 2% per month, which can be competitive compared to other lenders.

Flexible payment schedule: Ferratum allows you to tailor your payment schedule to your customers' needs and take a payment holiday or change the payment date at no extra charge.

Experienced bank:Ferratum is a Nordic-based bank with over 10 years of experience as a lender, which gives customers the assurance that terms and conditions are transparent and their personal data is kept safe.

Creditea

Creditea offers a credit account or credit line with an annual percentage rate of charge (APR) of 27.24% (maximum APR/maximum 45.93%). Here are some sample conditions:

If you use a credit limit of €1,000 with a non-fixed annual interest rate of 24%, your total monthly payments will be €1,135 and your repayments will also be €1,135.

Provided that the credit line is drawn down immediately and in full and repaid in 12 equal instalments over 1 year.

In addition, it is possible to choose a repayment period between 3 and 60 months. For more detailed conditions and advice, it is recommended to visit the Creditea website at creditea.ee and to consult an expert on 6119090. Creditea offers its customers flexibility and the possibility to adapt their credit limit to their needs and ability to pay.

Credit24

Credit24 is the leading consumer loan provider in Estonia, offering unsecured short-term consumer loans and credit accounts to individuals. Here are some important aspects of Credit24's loan offers:

Loan amount and term: Credit24 offers loans from €50 to €10,000 and loan terms of up to five years, giving customers freedom of choice in meeting their financial needs.

Credit account limit: Credit24 offers loans based on a credit account limit, which allows customers to borrow according to their needs and ability to pay.

Interest rate and APR: Credit24 clearly shows the interest rate and the APR in the loan calculator to help customers understand the cost of the loan. For example, borrowing €1,000 for 12 months at a fixed interest rate of 24% per annum, the APR is 27.24% per annum.

Repayment period:Credit24 allows you to choose a repayment period between 3 and 60 months, allowing customers to adapt their repayment schedule to their financial situation.

Contract fee: the Credit24 contract fee may vary depending on the loan conditions. Credit24 may vary depending on the type of contract. The example mentions a contract fee of €40.

Consultation and terms and conditions: before concluding a loan agreement, it is advisable to read the terms and conditions on the Credit24 website at credit24.ee and, if necessary, consult an expert on 614 3400. This will help customers to be well informed and to make informed financial decisions.

Different interest rates:Credit24 offers loans with different interest rates, depending on the loan conditions and the customer's credit score. For example, for a loan of €1,000 for 12 months at a fixed interest rate of 36.36% per annum, the APR is 55.47% per annum.

Credit24 offers a wide range of loan products and options to help customers meet their financial needs, but it is important to read the terms and conditions carefully before signing a loan agreement and consult a professional if necessary to ensure the best loan terms for your individual situation.

MoneyZen

MoneyZen is an Estonian financial services provider offering a range of lending products and financial solutions for individuals. Here are some important aspects of MoneyZen's loan offers:

Loan amount and duration: MoneyZen offers loan amounts according to the needs of the customer, ranging from €50 to €10 000. Loan periods can range from several months to years, giving customers flexibility in choosing their loan terms.

Types of loans:MoneyZen can offer different types of loans, including consumer loans, fast loans and possibly a credit account to cover a wide range of financial needs.

Interest rate and APR: The interest rate and the annual percentage rate of charge (APR) are important aspects that determine the cost of a loan. The impact of the terms of the loan on their ability to pay must be clearly explained to customers.

Repayment period:MoneyZen allows customers to choose the appropriate repayment period to tailor repayments to their financial situation and means.

Terms and conditions and advice: before signing a loan agreement, it is advisable to read the terms and conditions on MoneyZen's website and, if necessary, consult a professional to fully understand your loan terms and conditions and to ensure that they are suitable for your individual situation.

Contract Fee: The contract fee may vary depending on the type of loan and the size of the loan. All fees and charges associated with the loan should be clearly explained to customers.

MoneyZen offers a wide range of financial services and options for customers to meet their financial needs, but it is very important to be well informed and make informed financial decisions that suit their individual situation. Therefore, before applying for a loan, they should thoroughly research the loan terms and conditions and, if necessary, consult a financial advisor to ensure the best loan terms.